HOA reported
An association website, developer, listing, or other cited source identifies an HOA. Confirm whether your particular parcel belongs and obtain current documents.
A COMMUNITY FOR YOUR NEXT CHAPTER
Start with the neighborhood.
Confirm the details.
Explore communities on Smith Lake, including waterfront subdivisions and communities with shared lake access. Inland neighborhoods are excluded. Search the directory below and compare the association information available for each community.
68COMMUNITIES LISTED
3LAKE COUNTIES
1PERSONAL PROPERTY SEARCH
This is a researched directory, not a complete county plat registry. Smaller subdivisions, new phases, and alternate names may be missing. Names have been consolidated where clear; similarly named developments may have different rules. HOA status is a starting point, not a title or resale certification.
What does the HOA label mean?
No HOA reported
A cited source explicitly describes no HOA. Recorded covenants, road agreements, and shoreline requirements can still apply.
Property-specific / Conflicting / Not verified
Membership may vary, or reliable evidence is incomplete. A blank fee field or an advertised zero fee does not establish that there is no association.
EXPLORE THE COMMUNITIES
Smith Lake neighborhood directory.
What the deeper listing search found
24 HOA reported20 No HOA reported7 Property-specific / conflicting17 Not yet verified
Research expanded October 14, 2026 using house, condominium, and lot listings. An explicit Association: Yes or No is recorded as a listing statement—not a guarantee for every property in the subdivision. Blank dues fields, N/A, and payment-calculator zeros are not treated as no HOA. Historical evidence and conflicts are identified in the entries.
FIND YOUR PLACE ON SMITH LAKE
Explore the neighborhoods.
Select a pin or choose a community to see its summary. Search and HOA filters update both the map and directory.
70 communities shown
No communities match. Try another search or HOA status.
Smith Lake area
Archers Point
A gated, 19-lot community along the main channel near Smith Dam and the mouth of Ryan Creek. Its waterfront setting is known for broad lake views.
No HOA reportedThe neighborhood guide reports no restrictive HOA. Verify current governance and recorded restrictions for the property.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Brushy Creek
Bankhead Paradise
Bankhead Paradise is a residential community in the Arley / Brushy Creek area. Published properties place it along 495 Paradise Trail. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported495 Paradise Trail’s 2026 listing explicitly reports Has HOA: Yes. A second Paradise Trail record also identifies an association.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Bankhead Shores
Bankhead Shores is a residential community in the Double Springs area. Published properties place it along 69 County Road 3018. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported69 County Road 3018’s listing explicitly reports Has HOA: No. This is property-level evidence; confirm the exact parcel.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Bear Branch Cove
Bear Branch Cove is a residential community in the Smith Lake area. Published properties place it along Bear Cove Lane. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Bent Oak
Bent Oak is a residential community in the Arley area. Published properties place it along 239 Bent Oak Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported239 Bent Oak Drive explicitly identifies Bent Oak and reports Association: No. Confirm for the property you are considering.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Houston
Big Bend Cove
Big Bend Cove is a residential community in the Houston area. Published properties place it along 225 Eagle Pointe. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / Conflicting225 Eagle Pointe reports an association, while 111 Big Ben Road explicitly reports Association: No. Listing records disagree; verify the parcel and recorded documents.
Listing evidence & buyer questions
Read the source / property record ↗
111 Big Ben Road · Association No ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Jasper / near Smith Dam
Bluewater Pointe
Bluewater Pointe is a residential community in the Jasper / near Smith Dam area. Published properties place it along 397 Blue Water Pointe Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedA community home listing reports annual HOA obligations. Confirm the current association and property-specific documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Rock Creek
Bluff Ridge
Bluff Ridge is a residential community in the Arley / Rock Creek area. Published properties place it along 447 County Road 4028. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported447 County Road 4028 explicitly advertises no HOA. Confirm recorded restrictions for your property rather than applying the statement to every parcel.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Branchwater Cove
An Arley-area lake neighborhood reached from Butler Branch Road, with properties along Sunny Lane and Lacey Lane on the Sipsey side.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Brushy Acres
Brushy Acres is a residential community in the Arley area. Published properties place it along 211 County Road 3821. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported211 County Road 3821 explicitly identifies Brushy Acres and reports Has HOA: No. Confirm applicability to your lot.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Brushy Creek Pointe
Brushy Creek Pointe is a residential community in the Arley area. Published properties place it along 388 Emmons Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported388 Emmons Drive’s listing identifies Brushy Creek Pointe and explicitly reports Has HOA: Yes.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Brushy Estates
Brushy Estates is a residential community in the Arley area. Published properties place it along 828 Brushy Lane. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported828 Brushy Lane’s listing explicitly reports Has HOA: No. Confirm current parcel documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Brushy Lane
Brushy Lane is a residential community in the Smith Lake area. Published properties place it along 940 Brushy Lane. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Clear Creek Retreat
A gated waterfront development near the Bankhead National Forest, with a wooded setting and lake-view homesites.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Houston
Cottages at Smith Lake
A gated tiny-home community in the Houston area. Listings describe a pool, walking trails, gathering spaces, and shared lake access.
HOA reported129 Wilkins Drive / Lot 54 has a 2026 listing explicitly marked Association: Yes. Another home listing also reports an association.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Dismal Creek
Dismal Bay
Dismal Bay is a residential community in the Arley / Dismal Creek area. Published properties place it along 368 County Road 3973. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported368 County Road 3973 explicitly reports Association: Yes and identifies Dismal Bay. Confirm current obligations for the particular lot.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Rock Creek
Dream Catcher
Dream Catcher is a residential community in the Arley / Rock Creek area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLot 4 Dream Catcher Circle is advertised with annual HOA dues. This is explicit listing evidence, not an inference from the covenants.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Edgewater Bend
A west-side lake neighborhood near Duncan Bridge by water. Listings describe rocky shoreline, wooded surroundings, and main-channel access.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Edgewater Point
Edgewater Point is a residential community in the Double Springs area. Published properties place it along 57 Britney Lane. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / Conflicting57 Britney Lane names Edgewater Point Homeowners Association even though it shows no HOA fee. Other lot records advertise no HOA. Association membership and current dues need direct confirmation.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Houston / Brushy Creek
Emerald Valley Estates
Emerald Valley Estates is a residential community in the Houston / Brushy Creek area. Published properties place it along 136 Eastwood Avenue. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / Conflicting136 Eastwood Avenue and 112 Valley Drive report a homeowners association. A separate phase-specific lot listing advertises no HOA. Recorded phase and parcel documents are needed to resolve the difference.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Forsyth Lakeshore Estates
Forsyth Lakeshore Estates is a residential community in the Double Springs area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported102 County Road 3087 explicitly reports Association: No and no HOA fees. Confirm applicability to your exact lot.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Grand Banks
Grand Banks is a residential community in the Arley area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported182 Osprey Avenue explicitly identifies Grand Banks and reports Association: No. Verify that the same status applies to your lot.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Highland Estates
An Arley-area development on Dismal Creek, where listings include larger wooded homesites.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Lake Pointe
Lake Pointe is a residential community in the Arley area. Published properties place it along 911 Lake Pointe Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported911 Lake Pointe Drive and 217 Lake Pointe Drive explicitly identify a homeowners association. Nearby lots advertised outside the subdivision should not be used to infer the whole community has no HOA.
Listing evidence & buyer questions
Read the source / property record ↗
217 Lake Pointe Drive · Association reported ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Houston / Winston County
Lakeshore East
Lakeshore East is a residential community in the Houston / Winston County area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported864 Sipsey Road’s historical listing explicitly reports Association: Yes in Lakeshore East. Current association activity and membership require confirmation.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Cullman County
Lakeshore Estates
Lakeshore Estates is a residential community in the Cullman County area. Published properties place it along 1102 County Road 291. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported1102 County Road 291 explicitly identifies Lakeshore Estates and a homeowners association. This record may be historical; obtain current documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill / Cullman County
Lakeshore West
Lakeshore West is a residential community in the Crane Hill / Cullman County area. Published properties place it along 540 County Road 175. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedA subdivision property listing identifies Lakeshore West as the HOA. Phases and parcels require individual confirmation.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Lakewood
Lakewood is a residential community in the Crane Hill area. Published properties place it along 116 County Road 165. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported116 County Road 165 explicitly reports Has HOA: No. Lakewood in Crane Hill is distinct from Lakewoods on Rock Creek in Arley.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Rock Creek
Lakewoods on Rock Creek
Lakewoods on Rock Creek is a residential community in the Arley / Rock Creek area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / Conflicting927 Bendabout Lane explicitly reports Association: Yes, and a Lakewoods condo record also reports an HOA. A separate Lakewoods property advertises no HOA. Confirm the exact section and ownership arrangement.
Listing evidence & buyer questions
Read the source / property record ↗
2026 condo listing · HOA reported ↗
Separate property · No HOA reported ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Laurelwood
A gated Houston-area community with wooded homesites and a private boat launch, offering a quieter base for lake living.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley / Brushy Creek
Legends at Brushy Creek
Legends at Brushy Creek is a residential community in the Arley / Brushy Creek area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLot 34’s listing explicitly references the Legends HOA. Obtain the current declaration and parcel-specific obligations.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Little Dismal
Little Dismal is a residential community in the Arley area. Published properties place it along 119 Laurel Cove Circle. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported119 Laurel Cove Circle is explicitly listed with no HOA. This evidence dates to a 2015 sale; current status needs confirmation.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Lynnwood Estates
Lynnwood Estates is a residential community in the Arley area. Published properties place it along 239 Lynnwood Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported239 Lynnwood Drive explicitly reports Association: No in Lynnwood Estates Phase 2. This is historical and phase-specific evidence; other phases require separate review.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Cullman County
Mallard Point
Mallard Point is a residential community in the Cullman County area. Published properties place it along 54 County Road 2003. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reported54 County Road 2003 identifies Mallard Point Subdivision and names Mallard Pointe HOA. Confirm the relevant home or condominium association for your property.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Medicine Lodge
Medicine Lodge is a residential community in the Crane Hill area. Published properties place it along 19 County Road 231. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported19 County Road 231’s 2026 listing explicitly reports Association: No in Medicine Lodge. Confirm current parcel obligations.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Cullman / Simpson Creek
Misty Landing Estates
Misty Landing Estates is a residential community in the Cullman / Simpson Creek area. Published properties place it along 291 County Road 280. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported291 County Road 280 explicitly reports Association: No. Confirm the recorded documents for the specific property.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Cullman County
Misty Shores
Misty Shores is a residential community in the Cullman County area. Published properties place it along 229 County Road 113. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedA 2026 County Road 113 listing explicitly names Misty Shores HOA. A second home record identifies a homeowners association.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Olivia Shores
A Bear Branch waterfront neighborhood outside Arley, with homesites along a cove off the main channel.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill / Crooked Creek
Point William
A Crane Hill lake community along Point William Lane. Explore individual homes for their water views, shoreline access, and ownership arrangements.
HOA reportedMultiple community listings report HOA dues. Review the current declaration and any separate utility charges.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Point of View
Point of View is a residential community in the Smith Lake area. Published properties place it along 75 County Road 904. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill / Ryan Creek
Pointe Sixteen
Pointe Sixteen is a residential community in the Crane Hill / Ryan Creek area. Published properties place it along 1231 County Road 2010. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedA 2026 property listing in the community reports HOA fees. Confirm the applicable phase and documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Poplar Ridge
Poplar Ridge is a residential community in the Smith Lake area. Published properties place it along 42 Poplar Ridge. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Quiet Cove
A newer waterfront community on Big Bear Branch, combining a protected cove setting with access to the main channel.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Ridge at Rock Creek
Ridge at Rock Creek is a residential community in the Arley area. Published properties place it along 481 Lakeridge Way. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLots 38 & 39 Lakeridge Way explicitly identify Ridge at Rock Creek HOA and report Association: Yes.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Rock Creek Estates
Rock Creek Estates is a residential community in the Arley area. Published properties place it along 1675 County Road 4030. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported1675 County Road 4030 explicitly states no HOA or dues and reports Association: No. Confirm the specific parcel before purchase.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Rock Island Point
Rock Island Point is a residential community in the Arley area. Published properties place it along 212 County Road 3933. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported212 County Road 3933 explicitly reports Association: No in Rock Island Point. Another current community property advertises no HOA.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Rock Ridge
Rock Ridge is a residential community in the Smith Lake area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
Rock Shore Point
Rock Shore Point is a residential community in the Arley area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / Conflicting96 Rockshore Point Drive explicitly reports Association: Yes, while 188 Rock Shore Road reports Association: No. Conflicting listing evidence is not a reliable neighborhood-wide yes or no.
Listing evidence & buyer questions
Read the source / property record ↗
188 Rock Shore Road · Association No ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Bremen / Ryan Creek
Rocky Springs
Rocky Springs is a residential community in the Bremen / Ryan Creek area. Published properties place it along 106 County Road 100. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / ConflictingA current property listing reports no HOA for that home. This does not establish the status of every lot or airpark-related obligation.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Ryan’s View
Ryan’s View is a residential community in the Smith Lake area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Secluded Cove
A wooded subdivision on the Sulphur Springs side of Smith Lake in Crane Hill. Listings describe waterfront lots and access to the broader lake.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Shadow Rock Estates
Shadow Rock Estates is a residential community in the Crane Hill area. Published properties place it along 212 County Road 907. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLot 12 County Road 907 identifies Shadow Rock Estates and reports association dues. The evidence is historical listing data; verify present governance.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Shoreside at Sipsey
Shoreside at Sipsey is a residential community in the Double Springs area. Published properties place it along 977 Shoreside Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLot 67 explicitly advertises annual HOA dues; a 977 Shoreside Drive home listing also reports HOA fees. Missing fees on another listing are not evidence of no HOA.
Listing evidence & buyer questions
Read the source / property record ↗
977 Shoreside Drive · HOA fees reported ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Silverock Cove
A Crane Hill lake community along Bald Eagle Drive. Compare each home’s shoreline setting and community obligations when exploring this area.
HOA reportedHOA fees are reported in a 2026 community property listing. Confirm the current association documents and lot-specific obligations.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Winston County
Sipsey Oaks South
Sipsey Oaks South is a residential community in the Winston County area. Published properties place it along 731 County Road 4240. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedLocal reporting identifies a Sipsey Oaks South Homeowners Association. Confirm its current records directly.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Sipsey Overlook
Sipsey Overlook is a residential community in the Double Springs area. Published properties place it along 36 Sipsey Overlook Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedThe community’s HOA website publishes association resources and meeting information.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Sipsey Rock
Sipsey Rock is a residential community in the Smith Lake area. Published properties place it along 624 Sipsey Rock Road. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Slick Ford
Slick Ford is a residential community in the Smith Lake area. Published properties place it along 208 Slick Ford Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
Smith Lake Front
Smith Lake Front is a residential community in the Smith Lake area. Published properties place it along 312 Stillwater Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Not yet verifiedCommunity name appears in local subdivision listings. HOA status has not been independently established; confirm with the seller, association, and recorded property documents.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Arley
South Pointe
South Pointe is a residential community in the Arley area. Published properties place it along 671 South Pointe Drive. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedA 2026 community listing reports monthly HOA fees. South Pointe is distinct from adjoining Lake Pointe.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Spring Branch East
Spring Branch East is a residential community in the Crane Hill area. Published properties place it along 996 County Road 184. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reported996 County Road 184’s 2026 listing explicitly reports Association: No. This is a statement about the listed property.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Stoney Point Landing
Stoney Point Landing is a residential community in the Double Springs area. Published properties place it along 58 Long Pointe Road. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
HOA reportedThe community has an association presence and published property listings report HOA obligations.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Double Springs
Sunrise Point
Sunrise Point is a residential community in the Double Springs area. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
No HOA reportedLot 19 Sunrise Point explicitly advertises no HOA. Confirm the status and any separate covenants for your parcel.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Smith Lake area
The Shores at Smith Lake
A lakefront land development marketed near Arley, with waterfront and lake-access homesites and a planned private lake club. Its precise map location still needs confirmation.
No HOA reportedThe developer advertises no HOA and minimal restrictions. Confirm the recorded restrictions and the specific phase before purchase.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
The Summit
The Summit is a residential community in the Crane Hill area. Published properties place it along 191 County Road 215. Compare individual homesites for shoreline access, terrain, and the ownership requirements that fit your plans.
Property-specific / ConflictingAn association is referenced in community listings, but a specific Summit home is advertised as outside it. Verify membership for the exact parcel.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Crane Hill
Waterford Condominiums
A condominium community in Crane Hill, offering a different ownership option from a detached lake house. Review unit-specific shared amenities, dues, and boat arrangements.
HOA reported204 County Road 96, Unit 103 has a 2026 listing reporting HOA dues. Other Waterford unit listings also explicitly identify the association.
Listing evidence & buyer questions
Read the source / property record ↗
Ask for the current declaration, amendments, dues and assessments, association contact, architectural rules, and any rental or shared-road provisions applicable to your parcel.
Researched October 14, 2026. Listing-based evidence may concern one property and can be historical; dues and rules change. Sources are linked in each entry. The Shores at Smith Lake and Shoreside at Sipsey are kept as separate developments. No exact fee amounts are presented without current association confirmation.
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